PD Insurance Agency provides you with the majority of coverage you need in life: Auto, Home, Renters, Life, and Business. We are partnered with many well-known insurance carrier in the US so you can receive the rates from all of them to see which one fit you the most. Our producers and staffs are friendly, nice and very well-educated. Our staffs can speaks a lot of language: English, Burmese, Nepali, Hindi and more than that. We believe that great service is not only about providing the best option but also making our customers feel like home. As most of us might already know, Insurance rates in the State of Michigan are the highest in the United State of America. But do not worry, PD Insurance Agency is here to help you out with the best service.
We strive to create solution for the client through advising and educating them on the topic of insurance. Through the education process we will give peace of mind knowing that they are fully protected. We will be active in the community and meet as many people as we can in order to gain integrity trust in order to grow my business. We educate and advise the insurance needs of my client ensuring the best products and service customized for each individual and/or family. Through educating the client, we hope to create a more informed and protected community that seek to look for the value in their coverage over a price of the policy.
Auto insurance protects you against financial loss if you have an accident. It is contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto Insurance provides property, liability and medical coverage:
Everyone's needs are not the same, it is best to consult your agent to help you assess your needs and find the insurance policy that is right for you.
What is Homeowner Insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a packaged policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This include damage caused by household pets.
Damage Caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowner's responsibility.
As a business-owner, you need the some kind of insurance coverages for the car or the business. Small business owners in Michigan should consider business insurance to protect against risks associated with their business property, employees and daily operations.
Types of MI business insurance
1. General liability
2. Worker Compensation
3. Commercial Auto
The cost of a Michigan business insurance policy depends mostly on your profession. Businesses are typically rated on the exposures that are unique to their industry.